Auto Insurance Tips and Free Quotes

Last time I checked, governments historically have always failed and the people failed with them. Soviet Russia, Nazi Germany, Rome, etc…

If a business fails, the country doesn’t fail, no tax payer is effected, only the employees and the owners.

Not to mention everything even liberals purchase like cars, food, clothes, homes, etc… are all purchased on the freedom of which product in that category they like. The government never dictated which ones consumers should buy, everyone picks what they feel like is the best.

Think about it, health care was never a free market. Medicare and Medicaid ruined the chance of a free market to establish for insurance companies. If medicare and medicaid didn’t exist, health insurance would be like auto insurance, it’s cheap, affordable, and efficient. Medicare/Medicaid, limit insurance companies to give plans to people of low income, since medicaid gives it out, and the middle class doesn’t qualify for medicaid, and the insurance company can’t give out a reasonable quote since it has nothing of low value to compare too. Example: McDonalds dollar menu burger is the cheapest, but the better quality burger places will sell theirs at a higher value, but not extremely high because the dollar menu burger is so cheap, causing them to be regulated by competition. Plus consumers dictate on what they’re willing to purchase.

Not to mention auto insurance rewards good drivers, because it gives their customers the incentive to be less of a liability to them. Example: Good Drivers discount, good student discount. If health insurance companies can be in any state, with out medicare and medicaid existing, they probably would reflect the same results as auto insurance, they probably would give a good health discount, because healthy customers cost them less, it also encourages the user to be healthy. Everyone essentially wins.

There is a reason why Costco pushes so much for such low prices, health care can be the same if it was 100% private sector. Wal-Greens is the biggest franchised drug distributor in America, I’d love to see a giant franchised health care system doctors can manage.
Government keeps order, police, fire fighters, military, and so fourth can’t be a business, it can never generate income.
Deb M: You’re so ignorant it baffles my mind, THE CONSUMER decides which company survive, if a company has bad ethics and out put, it can’t survive because no one will purchase their product/service.

HEALTH CARE IS NOT A FREE MARKET, Medicare and Medicaid are acting as insurance company’s giving out the service for free. It kills the market of being free. A CEO DESERVES to be rich because they manage the company, their pay is determined on the company’s success, A CEO can’t make millions if the company doesn’t generate that value, So the CEO wants to be successful, he wants his staff to do well, he wants it all to do great because his pay is determined by their out put, if he abuses his employees their out put will be poor and his pay result will be poor. You’re ignorant to think CEOs care about money only, it takes success to be there.
Kaitoboado [blocked by many]: ALL those countrys you list, tell me who has a better GNP, then tell me why those people of those shitty poverished nations stride to risk coming over the border to come here. Yeah that’s great Cuba has free health care, that’s so awesome, they make little rafts, and risk dying, leaving their socialistic society because AMERICA gives them the freedom to be anyone they want to be. That socialistic society never let them be anyone they wanted to be. They get taxed so hard their incentive to independently be some one is killed.

THE PUBLIC OPTION EXISTS, it’s called MEDICARE and MEDICAID, just only people of low income or elderly can qualify for it. Those two sections hurt Insurance Companies on giving them options, insurance companies have no value and have to make theirs up from people who aren’t poor, that’s why it is expensive.
Deb M: You’re also an idiot since stock holders are paying money to be part owner (Depending on how many stocks exist) and that money is put into the company to invest on the company’s out put. That money doesn’t go to the CEO, it goes to the company to help it expand or what ever is needed for grow.

You assume and assume. The Public Option will kill insurance companies to extinction, If you had a public option for every product sold, everything would become government owned and we would become communists. You’re so selfish to be greedy and demand tax payers pay for everyone. If we kill Medicare and Medicaid, the insurance companies will want to sell health care to those people. Why would they want to kill their market and not? I mean come on this is the stupidest conversation I’ve ever endured.