Comments on: What Type Of Car Insurance Should I Get In Michigan?

By: Wordpress Autoblog Plugin

Wordpress Autoblog Plugin — Sat, 05 Dec 2009 17:44:08 +0000

I’d recommend calling a local multi-insurance agent here in Michigan. Find out where you are moving to, and then check the phone listings for insurance agents. You might find a better deal that way.
If you have $90 per month, that was because you were on a multiple car discount. I know of no person in Michigan that can get full coverage at that rate in Michigan. So be prepared to pay more here in Michigan. This is why we use PLPD insurance instead of full coverage.
One way to reduce your insurance rates here is to ask for a higher deductible (which means you pay instead of say, $250 you pay $500 of the claim), but make sure you have that amount of room on your credit card. You will save more money in the long run, because you are not as likely to get in an accident as you are to pay premiums every 6 months.
Welcome to the Great Lake State!

By: deadcars

deadcars — Sat, 05 Dec 2009 17:44:07 +0000

Michigan is a wierd state for insurance. If your car is worth anything, you will have to have physical damage coverage. Reason: If you are in an accident, the most you can collect is $500.00 from the other insurance company ( it is called a mini tort) unless you ae legally parked at the time of loss. As the laws are this way, the rates are higher as the Insurance co’s cannot collect the damages that they paid out from the other person’s insurance co due to the law only allowing the mini tort $500.00. Also, the closer you are to Detroit, the higher the rates due to the high incidence of auto theft in that area.

By: Todd

Todd — Sat, 05 Dec 2009 17:44:07 +0000

Tey to get a rate quote from http://www.surfquotes.com/autoinsurance.… You should be able to save some money

By: John H

John H — Sat, 05 Dec 2009 17:44:07 +0000

Try AAA, you know the auto club. I have my auto and homeowner’s policy through them. They can compete with GEICO’s rates. If your new husband has a good driving record, as you do, your rates will be better than single rates, but probably more than $90 a month!

By: Nani

Nani — Sat, 05 Dec 2009 17:44:07 +0000

state farm all the way dont go for companies that only really have a few thousand customers though out the nation state farm has almost billions

By: Zman

Zman — Sat, 05 Dec 2009 17:44:07 +0000

use progressive or allstate

By: whenyour

whenyour — Sat, 05 Dec 2009 17:44:07 +0000

i dont know but:
GO PISTONS!
GO SHOCK!
GO REDWINGS!
GO TIGERS!!!!!!!
o yeah!!!!

By: Tigers Gal!

Tigers Gal! — Sat, 05 Dec 2009 17:44:07 +0000

michigan car insurance

By: Raul G

Raul G — Sat, 05 Dec 2009 17:44:07 +0000

call geico.

By: Jeanine G

Jeanine G — Sat, 05 Dec 2009 17:44:07 +0000

PLPD means Personal Liability Property Damage. It is required in Michigan.
Beyond that, you can purchase full coverage with a variety of deductables.
Rates vary from city to city, state to state, and car to car.