i want a car, but am not sure if i can afford the insurance. what is the best offer on car insurance for my age?
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January 12th, 2010 at 5:43 pm
Depends on the car, your driving history, what coverages you want on the car, how long you’ve had your license, your credit history, and where you live.
It can range from $4,000 a year to $400 a year. Call a local car insurance agent and get a quote. They’re free and only takes 5 minutes. If you don’t know what kindof car you’re getting yet, make up a car. Most companies can get you a quote if you just pick a year, make and model. Get a generic quote from one of them with like a 1998 Ford Taurus or something. – I do it for people all the time
January 12th, 2010 at 5:43 pm
Go on one of those sites referenced in previous answers, enter your info and the car you are planning to buy (it is enough to enter the year, make and model), see what pricing you get. That way you will know ahead of time whether you can afford it. You can opt out just for minimum liability coverage, no collision or comprehensive, that is if you are willing to forgo the money you invested in the car if you total it and don’t care if you are sued in case of serious accident.