Comments on: What Do I Do If My Car Insurance Lapsed Without My Knowledge?

By: Accurate professional psychic reading - Get answers today!

Accurate professional psychic reading - Get answers today! — Wed, 25 Nov 2009 17:46:01 +0000

1)Go to a local insurance agent and tell them that you want an insurance policy. Give them the name and account number for your car loan. They can confirm the VIN and title info.
2)Go to the BMV(call first) find out what you need to get duplicate registration. You will definitely need proof of insurance to do this, so complete step 1 first.
In both steps above, do everything yourself. Give current, accurate address and phone info. Give truthful answers to the application questions. Finally, human beings are sympathetic creatures, but financial institutions are not. I understand that S**T happens, but banks, BMV and insurance companies don’t really care. The owner of a vehicle and insurance policy is responsible for maintaining insurance so ultimately you cannot pass the blame. You can take responsibility, buck up this time and learn from the mistake.

By: Pud

Pud — Wed, 25 Nov 2009 17:46:01 +0000

First of all she’s commiting a felony if she is opening and reading your mail without your consent.Secondly you have a 30 day grace after the policy expires to get it reinstated but now you are high risk.
You need to contact the postoffice to get you address changed and notify all of your debtors of the same NOW!
Get ready to pay some high premiums. You’ll need to change everything into your name.

By: Cato

Cato — Wed, 25 Nov 2009 17:46:01 +0000

I would start by calling an insurance company of your choice and explain to them what is going on. They might help you staighten everything out, or point you in the right direction.

By: Uncle Pennybags

Uncle Pennybags — Wed, 25 Nov 2009 17:46:00 +0000

As I understand it, you’ve got 3 issues.
1. No insurance.
2. Expired registration
3. No copy of your registration
Sounds like you need to re-insure the car, then go down to the DMV with your VIN and license plate number handy and show them proof of insurance and pay the registration fees. While you are there, make sure they update their database with your new address.
After paying the fees, they should be able to print you off a new registration certificate and issue you the new tags right then and there.