I am a 21 year old male, I have no accidents/tickets, and am a good student. Of course the type of insurance will vary, but I am thinking about getting a car and want to have reasonable to cheap insurance.
Tags: Car, how, insurance, Is, Much
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on Friday, February 5th, 2010 at 5:44 pm and is filed under Auto Insurance Online.
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February 5th, 2010 at 5:44 pm
Easy answer,nope.Not solvable question,nope.Have a look here http://www.AutoInsuranceIdeas.info ,your answer may be here
February 5th, 2010 at 5:44 pm
Get a small car with a 4 cylinder engine. Something cheap too. Like a Cavalier. If you can buy a cheap car and not finance it, then you can put liability only on it. That will save you a LOT of money.
February 5th, 2010 at 5:44 pm
A call/email inquiry to your insurer of choice would help. Too much goes into figuring rates to even bother asking.
As for small cars being cheap to insure…Honda Civics are expensive to insure as they are among the most stolen cars out there.
February 5th, 2010 at 5:44 pm
The fact that you are a male under 25 years old,you will not find cheap insurance. IF you are making payments on the car you will pay more than if you pay for it in full. A clean driving record helps but not much. If you can when you get the car,have it put on your parents insurance and just pay them. Most companies offer a break for additional cars on a policy.
February 5th, 2010 at 5:44 pm
If you are using on-line multiple insurers comparison than you are risking being inundated with a bunch of calls/E-mails from individual brokers/agents. Among the cheapest are geico and safeco (you can get a quote on-line) What ever company you choose make sure your liability is 250K per person, 500K per accident, same on uninsured motorist, property damage at 100K. It does not cost that much to increase it from minimum, but protects your future earnings from being garnished in case you cause a serious accident.
February 5th, 2010 at 5:44 pm
It’s free to get quoted from the sites, here’s a couple I often go back to: http://best-american-insurers-free-compa… and http://gsx1.com/Car-Insurance/100.php
you can even back up, input another car, see new price.
These sites save time as they’ll search MANY insurers to bring back many quotes so it’s a quicker process than doing one site at the time.
but you should try many places before you settle with one as there’s more of a chance you’ll find a cheaper one by shopping around more
February 5th, 2010 at 5:44 pm
My insurance started around $90 a month.
Now, three years later, it is $50 per month.
I am a 26 year old male in Rhode Island.
February 5th, 2010 at 5:44 pm
I would estimate $100/month (ish). You can get a quote from Progressive. They will give you an idea of how much other companies might charge as well.
February 5th, 2010 at 5:44 pm
your gonna pay close to 200 a month if not more. your still young and considered an in experienced driver