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	<title>Comments on: How Is My Auto Insurance Effected In Nj?</title>
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		<title>By: Sue</title>
		<link>http://auto-insurance-quote-free.com/how-is-my-auto-insurance-effected-in-nj/comment-page-1/#comment-989</link>
		<dc:creator>Sue</dc:creator>
		<pubDate>Mon, 14 Dec 2009 17:26:44 +0000</pubDate>
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		<description>On your next renewal (well right before), your company will pull motor vehicle records.  Just so you know, just because a ticket is &quot;no points&quot; on your license, doesn&#039;t necessarily mean no insurance points.  An at fault accident is 5 insurance points, a DWI, driving without insurance or driving while suspended is 9 insurance points (none of these put &quot;points&quot; on your drivers license).   Each point assigned makes your insurance increase for 3 yrs.
It used to be (I don&#039;t know if this has changed) that 9 insurance points - in 3 yrs - for one driver caused a nonrenewal of the policy.  Hopefully neither of you has an at fault accident anytime soon, because if you do, you will likely be nonrenewed.</description>
		<content:encoded><![CDATA[<p>On your next renewal (well right before), your company will pull motor vehicle records.  Just so you know, just because a ticket is &#8220;no points&#8221; on your license, doesn&#8217;t necessarily mean no insurance points.  An at fault accident is 5 insurance points, a DWI, driving without insurance or driving while suspended is 9 insurance points (none of these put &#8220;points&#8221; on your drivers license).   Each point assigned makes your insurance increase for 3 yrs.<br />
It used to be (I don&#8217;t know if this has changed) that 9 insurance points &#8211; in 3 yrs &#8211; for one driver caused a nonrenewal of the policy.  Hopefully neither of you has an at fault accident anytime soon, because if you do, you will likely be nonrenewed.</p>
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		<title>By: UCANTCME</title>
		<link>http://auto-insurance-quote-free.com/how-is-my-auto-insurance-effected-in-nj/comment-page-1/#comment-990</link>
		<dc:creator>UCANTCME</dc:creator>
		<pubDate>Mon, 14 Dec 2009 17:26:44 +0000</pubDate>
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		<description>YEP.......................</description>
		<content:encoded><![CDATA[<p>YEP&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;..</p>
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