The Cheapest States to Buy Auto Insurance
Almost every state requires motorists to be insured before driving, but each state has a unique range of prices for vehicle coverage. Insurance costs are dependent on many different things, like population density, crime rate, uninsured motorist percentage, required coverages, and many other facts that are unique for every location. As a result, there are some areas in the U.S. that are more affordable than others.
The average cost of vehicle coverage is likely to change every year, but several states have consistently remained among the cheapest. Data produced by the National Association of Insurance Commissioners and made available by the Insurance Information Institute show that in 2009 the typical expenditure in North Dakota was $510, which was the lowest in the country. Trailing closely behind were South Dakota and Iowa with average expenditures of $521 and $532, respectively. In comparison with a national average of $785, insurers in these states offer considerably cheaper rates.
